1. Who we are & scope
Temankas is a product of PT Hikarsa Nova Indonesia (Hikanova), the data controller for the data described here. This policy covers temankas.com and the Temankas app on Android and iOS.
temankas.com does not use tracking cookies. The only personal data this website collects is the waitlist information you enter yourself.
2. Waitlist data
When you join the waitlist, we store:
- Your email address (required).
- Your phone type, Android or iPhone, if you choose one.
- Whether you want money tips, the page language, the sign-up time, and the consent version.
3. Data processed by the app
When you use the app, we process:
- Account data, such as your name and email address.
- Financial records: transactions, wallets, categories, savings targets, and recurring transactions.
- Receipt photos and bank statement files you upload.
- The content of transaction emails you forward to your Temankas address.
- The content of transaction notifications from banking and e-wallet apps, on Android only and only with your permission.
4. Notification access on Android
Notification capture uses Android's notification access permission (Notification Listener). It is used only to read transaction notifications from banking and e-wallet apps and turn them into draft transactions that you must confirm.
The permission stays off until you turn it on, and you can revoke it anytime from the app or Android settings. Temankas never asks for your PIN, mobile banking password, or OTP, and never logs in to your bank.
5. Why we process data
We use the data above to:
- Send launch news, and money tips if you opted in.
- Create and manage your account, including the Premium trial and subscription.
- Turn receipts, statements, emails, notifications, and chat-style messages into draft transactions, and calculate your financial health score.
- Keep the service secure and fix issues.
6. Third parties & data transfers
We do not sell data. To run the service, some data is processed by:
- Amazon Web Services (AWS): servers and backups, located in Singapore.
- A third-party AI provider: reads receipts, statements, emails, notifications, and chat-style messages, and calculates your score. These features are Premium only.
- Resend: stores the waitlist and sends emails.
7. Storage & retention
Data is stored on AWS servers in Singapore, which means it is transferred outside Indonesia.
App data is kept while your account is active. After you request account deletion, your account and all your financial data are deleted within 30 days. Waitlist data is deleted no later than 6 months after launch for people who don't sign up in the app.
8. Your rights
You can request access to, correction of, or deletion of your personal data, and withdraw permissions you have given. The Data Deletion page explains how. Every email from us also includes an unsubscribe link.
9. Changes to this policy
If this policy changes, the new version is published on this page with its effective date.