Personal Finance Tracker App: Too lazy to log expenses?Let Temankas do the logging.
Just snap a receipt, upload a bank statement, or type "lunch 35k" like a chat. Temankas tidies it into records, and you just check and save.
Early sign-ups get 30 days of Premium free + 30% off their first yearly plan. No spam.
The problemYou're not lazy. Tracking is just too tedious.
Almost everyone has tried to track their money. The problem is that regular apps and spreadsheets make you type in every transaction, every single day.
- 6 ways to log
- 50/30/20 budget guideline
- 14 days Premium trial
Motivated in week one, forgotten by week three.Entering the amount, category, wallet, and date for every small purchase starts to feel like a second job.
Your money is everywhere.Salary account, e-wallets, QRIS payments, and cash. Pulling it all together by hand is nearly impossible.
The reports don't add up.Money you moved into savings gets counted as spending, so you look like you're overspending when you're not.
Type it like a chatWrite "lunch 35k cash" or "salary 8 million". Temankas picks out the amount, category, and wallet.
Snap a receiptPoint your camera at a receipt, and the total, store name, and category fill themselves in.
Upload a bank statementTurn a screenshot or PDF statement into multiple transactions at once, without duplicating ones you've already logged.
Forward bank notification emailsYou get a personal email address. Forward (or auto-forward) transaction emails from your bank or e-wallet, and they're logged right away.
Capture phone notificationsWith your permission, Temankas reads transaction notifications from banking and e-wallet apps on your phone and saves them as drafts.
Log it manuallyAlways available, with a screen built to be filled in fast.- Upload a bank statementTurn a screenshot or PDF statement into multiple transactions at once, without duplicating ones you've already logged.
- Snap a receiptPoint your camera at a receipt, and the total, store name, and category fill themselves in.
- Type it like a chatWrite "lunch 35k cash" or "salary 8 million". Temankas picks out the amount, category, and wallet.
Pick the easiest way to log your money
Every method below produces the same tidy records.
Type it like a chat
Write "lunch 35k cash" or "salary 8 million". Temankas picks out the amount, category, and wallet.
Snap a receipt
Point your camera at a receipt, and the total, store name, and category fill themselves in.
Upload a bank statement
Turn a screenshot or PDF statement into multiple transactions at once, without duplicating ones you've already logged.
Forward bank notification emails
You get a personal email address. Forward (or auto-forward) transaction emails from your bank or e-wallet, and they're logged right away.
Capture phone notifications
With your permission, Temankas reads transaction notifications from banking and e-wallet apps on your phone and saves them as drafts.
Log it manually
Always available, with a screen built to be filled in fast.
Notification capture is Android-only because iOS doesn't allow apps to read other apps' notifications. iPhone users can still use methods 1–4 and 6.
AI reads it. You make the call.
Every transaction picked up from a receipt, statement, email, or notification arrives as a draft first. Take a quick look, adjust if needed, then save. Your records stay accurate because nothing gets logged without you knowing.
- Arrives as a draft
- Fix the amount or category in one tap
- Save, and your wallet balance updates instantly
- Iced coffeeFrom a notification−IDR 22,000
- Ride-hailingFrom a bank email−IDR 18,000
- Phone creditFrom a notification−IDR 50,000
Money you save isn't counted as money spent
When you move money into a savings wallet, Temankas records it as an allocation, not an expense. That way, "left this month" shows what you can actually still spend.
Set your split between needs, wants, and savings
50/30/20 by default, fully adjustable. See whether your spending is on track.
- Needs · 50%IDR 4,000,000
- Wants · 30%IDR 2,400,000
- Savings · 20%IDR 1,600,000
- Income
- IDR 8,000,000
- Expenses
- IDR 4,200,000
- Savings this month
- IDR 1,600,000
More than charts. You'll know what to do next.
Temankas sums up your money habits into a financial health score from 0 to 100, with practical suggestions you can act on, like which category is growing fastest this month or how much you can safely set aside.
Premium- Eating out is your fastest-growing category this month.
- You can safely set aside IDR 500,000 more without touching your needs.
- Essentials are still within your 50% target.
The score and suggestions are general guidance based on your records, not professional financial or investment advice.
Illustration- Eating out is your fastest-growing category this month.
- You can safely set aside IDR 500,000 more without touching your needs.
Free forever, with no limit on transactions
Everything you need to get your money in order is free to use. Whether you log 10 or 1,000 transactions a month, it's still free.
Need more wallets, your full history, or everything logged automatically? Try Premium free for 14 days.
Log income & expenses
Manually, with no limit
Up to 3 wallets
For example, your salary account, an e-wallet, and cash
Categories that fit you
Create, edit, and group them into needs, wants, or savings
Transfers between wallets
That don't mess up your reports
Recurring transactions
Salary, installments, or subscriptions that repeat monthly
1 savings target
With a 50/30/20 split
Calendar & cash flow
For the last 3 months
Start free. Try Premium for 14 days on us.
Every new user gets Premium access for 14 days. If you don't subscribe, your account switches back to Free, and all your records stay safe.
For getting your money in order
For letting your finances record themselves
| Feature | Free | Premium |
|---|---|---|
| Manual transactions | Unlimited | Unlimited |
| Wallets | Up to 3 | Unlimited |
| Custom categories, transfers, recurring transactions | ||
| Savings targets | 1 target | Unlimited |
| Calendar & cash flow history | Last 3 months | Full history |
| Chat-style input | ||
| Receipt scanning | ||
| Bank statement upload | ||
| Bank email forwarding | ||
| Phone notification capture | Android | |
| Financial health score & suggestions |
- Manual transactionsUnlimited
- WalletsUnlimited
- Custom categories, transfers, recurring transactions
- Savings targetsUnlimited
- Calendar & cash flow historyFull history
- Chat-style input
- Receipt scanning
- Bank statement upload
- Bank email forwarding
- Phone notification captureAndroid
- Financial health score & suggestions
Premium pricing will be announced at launch. The 14-day trial is available once per new account. Prices and plan limits may change, but unlimited manual tracking will always be free.
Your financial data, your rules
We never ask for your PIN, mobile banking password, or OTP.
Temankas doesn't log in to your bank. We only read the receipts, statements, emails, or notifications you choose to share.
Permissions you can revoke anytime.
Turn off notification capture or your forwarding address from the app settings.
Every record goes through you.
AI results always arrive as drafts.
Delete your account, delete your data.
You can request deletion of your account and all your financial data, completed within 30 days.
Be the first to use Temankas
We're getting Temankas ready for Android and iOS. Leave your email, and we'll let you know the moment it's available.
- 30 days of Premium free, longer than the standard 14-day trial
- 30% off your first yearly plan
Valid for accounts created with the same email within 14 days of launch. Once per email.
Temankas is a personal finance tracker app for Android and iOS. You can log income and expenses manually, or automatically from receipt photos, bank statements, bank notification emails, and chat-style messages.
Temankas is in development and will be available on Google Play and the App Store. Join the waitlist to be the first to know when it launches, plus get 30 days of Premium free and 30% off your first yearly plan.
Yes, Temankas has a free-forever plan with unlimited manual transactions, up to 3 wallets, custom categories, wallet transfers, recurring transactions, 1 savings target, and calendar and cash flow for the last 3 months. AI-powered automation is part of Premium.
Premium makes your finances record themselves. On top of unlimited wallets, savings targets, and history, it adds chat-style input, receipt scanning, statement upload, bank email forwarding, phone notification capture (Android), and a financial health score with suggestions.
Premium pricing will be announced at launch, with monthly and yearly options. Every new user can try Premium free for 14 days.
Every new account gets Premium access for 14 days. If you don't subscribe afterward, your account switches back to Free, and all your saved records stay safe.
No. Temankas is available only as a mobile app for Android and iOS, because features like receipt scanning and notification capture work best on a phone. temankas.com is for product information.
Never. Temankas doesn't log in to your bank and never asks for your PIN, mobile banking password, or OTP. Transactions are read only from the receipts, statements, emails, or notifications you choose to share.
You get a personal email address in the app. Forward transaction emails from your bank or e-wallet to it, or set up auto-forwarding in your email app, and Temankas turns them into draft transactions. Temankas never asks for access to your Gmail or email account.
No. It's Android-only because iOS doesn't allow apps to read notifications from other apps. iPhone users can still scan receipts, upload statements, forward emails, and use chat-style input.
You can fix it right away. Every AI result arrives as a draft, so you can check and change the amount, category, or wallet before saving.
Temankas checks for transactions you've already logged when you upload a statement, so the same transaction isn't saved twice.
Because it isn't gone, just moved. Temankas records transfers to a savings wallet as allocations, so "left this month" shows what you can actually still spend.
It's a 0–100 score summarizing your income, spending, and saving patterns, with practical suggestions. It's general guidance, not professional financial or investment advice.
Temankas only processes data you share, never asks for access to your bank account, and every permission, like notification capture, can be revoked at any time. You can also request deletion of your account and all your data. See the Privacy Policy for details.
Not yet. Temankas is currently designed for personal finance tracking. Sharing with a partner or family is being considered for a future update.
Temankas is built by PT Hikarsa Nova Indonesia (Hikanova), an Indonesian technology company building AI-powered software products for businesses and individuals.